Don partners with Affiliated Bank!

I wanted to take a quick minute and let you know that I have joined the team at Affiliated Bank in Arlington.    I have spent the last 17 years producing high quality mortgage solutions for my clients and  I am convinced that Affiliated offers the best possible platform in today's mortgage environment to allow me to continue to meet or exceed your expectations.    Today's mortgage market is one the most regulated industries in the country and for those of you that have taken out a mortgage in the last few years, you have experienced first hand the impact and hassle of the increased regulations.   I am very excited about my partnership with Affiliated and to our approach on providing the best mortgage experience for our clients and would be glad to visit with you any time about the specifics.  

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Thank you for your confidence!



40 million mistakes?

 I ran across a story and a 60 Minutes interview that I thought you might find interesting relating to the accuracy of credit reports.   I have an opportunity to pull about 400 credit reports a year for clients seeking mortgage financing and it is my opinion that the overwhelming majority of the credit reports I review are accurate.  That's the good news.  

If you are unlucky enough to have a credit report that has some erroneous information, the story will shed some light on just how difficult it can be to get the information corrected or removed from your credit report.   It is very easy for a creditor to place something in your credit file but it almost takes an act of Congress to get the credit bureaus to correct.

Feel free to contact me with any questions or feedback.

Don Kelly

NMLS #445374